Long Term Care Insurance

The Need

A lot of people think disability and long term care insurance are the same thing. That could not be farther from the truth. While disability insurance pays you for lost earnings, long term care covers costs for nursing home or custodial care.

This is something that makes sense for people who are in their 50s and 60s to get. Also, if someone participates in hazardous activities such as riding a motorcycle, this makes sense to have.

 

How It Works

Long term care insurance simply works by paying a premium in exchange for a policy that promises to cover long term care expenses. The plans vary based on maximum payout and duration of payment.

 

Next Steps

If you are interested in speaking with one of our agents, feel free to Contact Us.

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