The Benefit

Group life is one of the cheapest forms of life insurance. It typically only requires 2 people from a group to participate for an employer to offer the plan. Group Life usually is only term life insurance that works just like Individual Term Life.

Life Insurance is a promise to pay your beneficiary/beneficiaries a certain amount of money upon your death. The face value of the policy is the amount that will be paid to the beneficiaries upon death.

The Details

Term Life is typically the only option available to you for group health. In the event an employee leaves the company, he or she has the opportunity to convert the policy to a whole life policy, but that is usually not cost effective.

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