The Benefit

Disability insurance pays you while you are unable to work to help cover your day to day living expenses

The Details

Most disability insurance plans have a waiting period anywhere from 7 to 60 days. During the waiting period you do not get paid while you are disabled.

There are primarily two categories of disability insurance:

Short Term Disability Insurance – As the name suggests, these policies typically pay benefits for short term disabilities, which usually translates into paying benefits anywhere from a few months to a few years.

Long Term Disability Insurance – These policies typically pay benefits from anywhere from a few years to life. The plans typically cost more than short term disability plans.

Contact Us to speak with one of our agents